Fullerton Personal Loan - description of the lender

Loan ammount

Rs. 65,000 - Rs. 2,000,000

Loan term

1 - 4 years

Company

Headquartered in Mumbai, Maharashtra, Fullerton India Credit Company Limited is a non-banking financial institution in India which is dedicated towards providing best financial services to the under-banked section in the country. Fullerton also lends its financial help to people who live in urban areas. Under its Urban Financing schemes, this company offers a number of financial products to meet the monetary requirements of individuals who reside in such areas.

With the wide range of options that come under Fullerton India personal loan, applicants from any section of society can fulfil their financial needs without any security or collateral. As the varied loan schemes are designed keeping in mind the changing needs of the borrowers, you get the flexibility to avail a loan scheme anytime based on your individual requirement.

APR

Min. 11.99%, Max. 23.99%

The exact tenure and interest rate may vary as per the policies of the company in vogue, based on and not limited to the customer profile, past track record, loan amount etc.

Representative example

Amount Rs. 20 Lac, Tenure: 4 Years(48 Months), Processing Fee: Rs. 50,000, EMI: Rs. 54,143, Rate: 13.49% (Fixed, monthly reducing)

*Excluding service tax and other statutory government levies

Age restriction

At least 21 years old and less than 65 years old

Requirements

- At least 21 years old;
- Less than 65 years old;
- Salaried with regular income;
- Earn more than the minimum income required (Rs.12,000 per month).

Required documents

1. Signed application form with photograph.
2.Copy of passport/voter ID card/driving license.
3. Processing fee cheque.
4. Last 3 months bank statement/6 months bank passbook- Earn more than the minimum income required (Rs.12,000 per month).
5. Documentation for salaried applicants: Latest salary slip, Current dated salary certificate with the latest Form 16.
6. Documentation for self-employed applicants: Latest Bank statement. Latest ITR or Form 16.

Office hours

Monday to Saturday 9.00 a.m. to 8.00 p.m.

Legal address

Corporate Office:
Fullerton India Credit Company Ltd.
Supreme Business Park, Floors 5 & 6, B Wing,
Powai, Mumbai 400 076.

Registered Office:
Fullerton India Credit Company Ltd.
3rd Floor, No - 165 Megh Towers, PH Road Maduravoyal,
Chennai - 600 095

Additional information

Telephone: 1800 103 6001
Email: namaste@fullertonindia.com

(7 votes)	Minimum loan amount Rs. 65,000 Maximum loan amount Rs. 3,000,000	Minimum loan term 1 year Maximum loan term 6 years	Interest Rate 10,99% - 33%	Minimum age 21 years	Loan granting Good	Online application	Full description bankbazaar.com Requirements: - At least 21 years old; - Less than 65 years old; - Salaried with regular income; - Earn more than the minimum income required.
Compare Personal Loans from 30+ banks Representative example 1 (excluding service tax and other statutory government levies): Amount Rs. 20 Lac, Tenure: 4 Years(48 Months), Processing Fee: Rs. 50,000, EMI: Rs. 54,143, APR: 13.49% (Fixed, monthly reducing). Representative example 2: Amount Rs. 1,000,000, Tenure: 60 Months, Processing Fee: Rs. 50,000, Monthly EMI: ` 21,737, Processing Fees: 1.25%, APR: 10.99%. NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
(8 votes)	Minimum loan amount Rs. 65,000 Maximum loan amount Rs. 2,000,000	Minimum loan term 1 year Maximum loan term 4 years	Interest Rate 11,99% - 23,99%	Minimum age 21 years	Loan granting Good	Online application	Full description fullertonapply... Requirements: - At least 21 years old; - Less than 65 years old; - Salaried with regular income; - Earn more than the minimum income required (Rs.12,000 per month)
Representative example (excluding service tax and other statutory government levies): Amount Rs. 20 Lac, Tenure: 4 Years(48 Months), Processing Fee: Rs. 50,000, EMI: Rs. 54,143, APR: 13.49% (Fixed, monthly reducing) NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.
(11 votes)	Minimum loan amount Rs. 50,000 Maximum loan amount Rs. 4,000,000	Minimum loan term 1 year Maximum loan term 5 years	Interest Rate 10,99% - 17,99%	Minimum age 23 years	Loan granting Good	Online application	Full description m-icicibank.com Requirements: - At least 23 years old; - Less than 65 years old; - Salaried / Self Employed with regular income; - Earn more than the minimum income required (minimum income required Rs.15,000 per month)
Representative example: Amount Rs. 1,000,000, Tenure: 60 Months, Processing Fee: Rs. 50,000, Monthly EMI: ` 21,737, Processing Fees: 1.25%, APR: 10.99% NB! Total amount payable depends on the loan amount, percentage, terms and individual credit worthiness.